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Bee colonies handle too-big-to-fail by swarming; employ distributed decision making.
Just 1% of small companies say the JOBS Act makes it more likely theyll go public.
Japan and Switzerland negotiate with U.S. on procedures for sharing information on U.S. account holders.
Valerie Haertel; Victoria Harker; Steven Kober; Scott Dickison; Mel Tang; David Miller
Prime Minister Rajoy has lost credibility since his election seven months ago.
Stocks and bonds move higher after Moodys cuts its ratings on 15 global banks.
