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Countries must meet ECB conditions, but those arent necessarily punitive, Draghi says.
Failed payments resulting from data problems could cost European businesses billions of euros, Experian study shows.
European companies take steps to prepare for a possible euro break-up.
Spains Rajoy shows reluctance to ask for aid given the terms involved.
Activist investor Clinton Group is pushing a proxy proposal at the apparel retailer.
Draghi waits for Spain to decide on aid request.
