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Proposal will be released next month with administrations 2013 budget.
As banks hoard cash, companies struggle to refinance debts.
Central bank expects continued high unemployment, subdued inflation.
Company gets boost from recovery in vehicle sales.
America's economy and markets seem in better shape than other countries'.
Central bank said to oppose restructuring of its holdings of Greek debt.
Companies could pay penalties of up to 2% of sales for losing personal data.
