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Contribution requirements likely to increase again in 2012.
Banks implement new federal guidelines, but process slow for some.
James MacLennan; Ciro DeFalco; Lucas Narel; Anil Amlani; S. Mark Nicholls; Michael Burke
Precious metals, industrial metals and grains all expected to rise this year.
Heavy schedule of sovereign debt issuance seen in coming months.
Smits-Nusteling, finance chief at telecom KPN, cites company's new executive structure.