As financial execs write their resolutions for 2008, they might want to consider the wisdom offered Treasury & Risk readers by three economists: M. Cary Leahey, Milton Ezrati and John Lonski

Retail operations face problems getting hard cash into the bank quickly. Now, banks are coming to them, through mini-vaults that let them deposit, get credit and sometimes even withdraw

With automatic enrollment quickly becoming a standard, companies are looking for better returns on the default options they offer 401(k) participants who don't like to choose

EXECS AREN'T FACING 2008 WITH A SMILE