When Mary Schapiro steps down as chairman of the U.S. Securities and Exchange Commission this week, she’ll leave behind a commission composed of two Democrats and two Republicans — an even split that could drag an already sluggish agency to a standstill.

Dozens of rules could run aground, including the so-called Volcker rule to limit risky trading by deposit-holding banks, restrictions on executive pay, a ban on conflicts of interest in asset-backed securities and swaps-market regulations.

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