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Risk managers have plenty on their plates as 2014 begins. Cyber risk is front and center after the recent data breaches experienced by retailers, most notably Target. The possible expiration of the U.S. government’s terrorism backstop at the end of this year is another concern.

“This breach at Target, I think, is a wake-up call and should be a wake-up call for individuals as well as organizations,” said Al Gorski, chief risk officer for the Orange County Transportation Authority in Southern California and a board director at RIMS.

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