My law practice is devoted to helping policyholders assess theircoverage needs by carefully reviewing their current policies.

I often hear risk managers explain what they understand theircoverage to be — which sometimes doesn't match the wording ofthe actual policy.

An effective risk management strategy should include lookingclosely — perhaps with the aid of outside coverage counsel — at thepolicy wording to correct potential problems and avoid an expensivecoverage-litigation battle.

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