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news photo of Central States Teamsters holding a sign about pension cuts in front of nation's capitol Members of the International Brotherhood of Teamsters and their supporters attend a rally outside the Capitol in Washington, D.C., on Thursday, April 14, 2016 to protest a plan by the Central States Pension Fund to reduce payments to retirees. (Photo: Drew Angerer/Bloomberg)

It is no secret that many multiemployer pension plans are struggling—paying out substantially more in benefits to retirees than the income they are receiving. Without legislative action, many are expected to go bankrupt in the next 5 to 15 years, leaving current retirees and active employees without the retirement income they expect.

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