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Former Barclays CEO blames competitors and says regulators failed to act promptly.
Central bank also lowers its rate on overnight deposits to zero.
Second easing in a month aims to reverse economic slowdown.
His departure follows bank's $455 million fine last week for rigging Libor.
Investigation of interest-rate manipulation has touched up to 18 financial institutions.
Double-digit increases are one of the biggest challenges for multinationals, according to Towers Watson.
