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Budget woes prompt rate changes and more are on the way
Philip Anderson; Mike Yates; Ronald Vargo; Jeffrey Wahba; Adrian Dillon; Anne Brennan
Prudential offers tote bags; rule change could crimp retail participation
Approva; Bank of America Merrill Lynch and IdenTrust; U.S. Bank; Concur; Heartland Payment Systems
But end of Saturday delivery could slow retail remittances
SEC sticks to 2011 vote, compliance not expected until 2015
