Obama win means healthcare reform will move ahead.

Obama win means healthcare reform will move ahead.

"Highly disparate effect" of premiums could affect cost to beneficiaries: study.

"Highly disparate effect" of premiums could affect cost to beneficiaries: study.

This year's increase is down from the 9.5% jump in 2011; family coverage now averages $15,745.

Five governors opposed expanding program, while 26 have yet to decide.

Five governors opposed expanding program, while 26 have yet to decide.

Even if court rejects healthcare reform, insurers will retain some benefits mandated by the law.